Answer: Yes we do accept most  LTC (Long Term Care insurance) directly on your behalf. Most carriers require a form called an assignment of benefits (AOB) to be completed by the policy holder. This allows you to direct your insurance carrier to pay Prime Care directly. Prime Care works with most insurances and is happy to accept an AOB, file all necessary paperwork with the carrier and wait on payment from the carrier.

In many instances you can start services right away, without any out of pocket payment, unless your policy has an elimination period. However, each Long Term Care Policy is different and may have requirements that must be met before they approve and pay for care. your case manager will assist in contacting your provider to review what your policy covers. Please be aware that although we accept AOB’s, you remain ultimately responsible for the payment of the services referred to you, in the event your carrier does not pay any or part of the entire bill.